In order for the foreclosure process to fully stop, you'll need to be able to address past-due payments in addition to any fees your lender may have been charging. This includes late fees, legal fees and past-due interest payments that have combined into an amount you're unable to pay out of pocket. We'll work directly with you and your lender to pay your delinquent balance, including fees, in full to get your mortgage back in good standing.
With the goal of keeping you in your home, the monthly payment you make to us after we settle your past-due amount will be based on how much was needed to avoid foreclosure. We'll work with you and your budget to plan everything out in order to avoid future missed payments and maintain a good standing for your mortgage. We can work with you on due dates and the length of the loan to accommodate your needs as much as possible
If your repayment lasts longer than 12 months, we can help you refinance your mortgage and assistance loan into one monthly payment. Not only does this reduce the number of outgoing expenses you have each month, but it gives you the opportunity to potentially lower your interest rates or extend your mortgage to minimize your monthly payment amount. Each on-time payment also helps you build your credit back up after missing mortgage payments.
There's a reason so many families flock to Arizona to plant their roots. Between the idyllic landscapes and lovely weather, residents of Arizona have nothing but great things to say about their home state. We share that love and know you do too, which is why we're happy to go through the foreclosure prevention process with you and your family. Everyone deserves the safety and comfort of their own home, even if you've fallen behind on your mortgage. These things happen, often due to no fault of your own, and support should be provided whenever possible.
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